October 20, 2020

Human Resources

Open Enrollment

The School District’s Health Insurance open enrollment period for the 2021 year will begin on October 19, 2020.  The information below covers what open enrollment is and what you may do during this time.  Please review the information carefully.

Reasons for Open Enrollment

The Patient Protection and Affordable Care Act require employers to establish specific open enrollment periods for their employees so that required documents can be provided to the employees at the beginning of the set period. 

What Open Enrollment Means

Health and Dental

During the open enrollment period, you and/or your eligible dependent(s) have the opportunity to enroll for medical and dental coverage or make changes to your existing coverage.  If you are currently enrolled in our health and dental, and do not wish to make any changes to your existing coverage, no action is required on your part.  Please remember that premium rates for VEHI plans change on July 1st annually. 

Flexible Spending (FSA), Dependent Care (DCA)

During the open enrollment period, you and/or your eligible dependent(s) have the opportunity to elect to participate in a FSA and/or a DCA.  These elections must occur annually and action is required on your part to elect these benefits for the next Plan Year. 

Lincoln Life

Lincoln Life is offering an open enrollment for purchasing additional life insurance. 

Enrollment Dates 

The open enrollment period will be October 19, 2020 through November 6, 2020, and any changes made during open enrollment will be effective on January 1, 2021.

Actions You May Take

During open enrollment, you will have the ability to take the following actions:

  • Enroll (if not currently enrolled but eligible),
  • Add/Remove dependents (with proper documentation),
  • Change plans when available, or
  • Opt out of a plan.
     

Qualifying Life Events

Once the enrollment deadline is past, your choices are binding until the next open enrollment period.  Mid-year cancellation is not permitted.  The only exceptions allowed are if you experience a qualifying life event.  Completed enrollment forms and documentation of qualifying life events will be required within 31 days of the event.  A list of possible qualifying life events and supporting documentation include:

  • Marriage (Copy of a certified marriage certificate required)
  • Divorce (Copy of divorce decree required)
  • Newly Eligible Dependents (Up to Age 26) - Disabled dependents over age 26 may be eligible for insurance.
  • Loss of Coverage  for a Spouse (Letter from spouse’s insurance provider stating you and any dependent(s) are no longer covered by their insurance plan required)
     

Next Steps

Over the next few days, you will receive two more e-mails regarding open enrollment: 

  • The first e-mail will include a summary of benefits and coverage, health insurance plan rates, and details about the health insurance plan as required under the patient protection and affordable care act.
  • The second e-mail will have the enrollment forms for you to make any desired changes. 
     

If you have questions or concerns regarding open enrollment or your insurance, please contact Linda Nash at nashl@hartfordschools.net.

Questions?
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COVID-19 Resources

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UPDATE 4/24/20: VEHI COVID-19 Update & Summary

Since mid-March, VEHI has been working closely with BCBSVT and state regulators to ensure that school employees and their families have access to the medical care they need during the pandemic, and to help stop the transmission of the virus.

This campaign monitor lists the VEHI benefit changes now in effect in response to the health emergency, including two new ones: ambulance transportation and prescription drug coverage.

To learn more, please click HERE for details.

 

 

UPDATE 3/23/20:  Enhanced Telehealth Services and Special Assistance for the Uninsured Now Available During Pandemic Crisis

During these uncertain times, we are happy to notify you that BCBSVT, working together with its in-network providers and national telemedicine contractor, has expanded and enhanced telemedicine benefit coverage. 

As of March 20, these additional services will be available to VEHI subscribers and anyone enrolled in a BCBSVT benefit plan:

  • Urgent Care telemedicine services through Amwell at no cost to employees. (Amwell contracts with BCBSVT to provide telemedicine benefits.)
  • Vermont providers can now offer expanded telemedicine services over various auto-visual platforms, at the same coverage level as an in-person visit.
  • Uninsured Vermonters are eligible for a special enrollment period through Vermont Health Connect.

To learn more, please click HERE for details.

 

Section 125 Flex Spending (FSA)